How it Works

At Smart Umbrella Pay, we make payroll straightforward. Whether you’re a locum, contractor, or an agency partner, our process ensures fast onboarding, accurate PAYE deductions, and reliable weekly payments — with no surprises.

At A Glance

Peace of Mind

Step 1: Register with Us
Send us the following to get started:
Starter Checklist or P45
Proof of ID & Right to Work
NI number and bank details
We’ll set you up as a PAYE employee of Smart Umbrella Pay within 1 working day. No long forms or complex onboarding.

Step 2: Get Booked & Paid
Once your agency places you into a role, they’ll send us a timesheet or confirmation of hours worked.
We then:
Invoice the agency/client for your hours
Deduct tax, National Insurance, pension (if applicable), and our margin
Pay your net pay directly to your bank account every Friday
You’ll also receive a payslip with a full breakdown of your earnings and deductions.

Step 3: Stay Covered
As your umbrella employer, we take care of:
PAYE Tax & NI
Holiday Pay
Statutory Sick Pay
Statutory Maternity/Paternity Pay
Pension Auto-Enrolment
You’re officially employed by us for the duration of your assignment(s), with no hassle or paperwork on your end.

For Agencies

We work closely with recruitment agencies across the UK to ensure:
Fast candidate onboarding
Full compliance with HMRC and employment law
A professional payroll experience that reflects well on your brand